No offense taken. :-)
First, please be aware that the terms that FTM uses, such as "fact" and "shared fact" are not genealogical terms per se, they are FTM terms.
You said: "The lack of a citable 'Residency Certificate' (or some piece of legalese equivalent to a 'marriage certificate') doesn't change that fact"
But there is a certificate that you can use in some cases. A census. If a census was taken and you were found to live at a location then you could call that a "fact" (or and event) and make it sharable. FTM however does not allow for you to enter this information once and share it between multiple individuals in your tree, this is a limitation of FTM not genealogy. Other software products do support this concept. These software products say they are "event/fact driven".
Second, you make a great point when you say that in one instance your family lived at a place together from 1976 to 1979. But also many times people of one family unit live in the same house for differing spans of time.
For example.
John and Jane bought a house in 1957.
Bill was born in 1958 and Mary was born in 1960
Bill went to college and never return in 1978
Jane divorced John in 1979 and John move out.
Mary went to college in 1980 returned home in 1984 and married, leaving home in 1986.
You could not enter one shared residence for any of these family members that shows the correct residency time span. So a share fact or event could not be used.
Source: http://boards.ancestry.co.uk/topics.software.famtreemaker/8182.2.1.2.1/mb.ashx
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